Terms of Service
Our commitments and your rights with **eva ai** (Express Value Addition)
Last updated: January 2025 | Effective: Platform Launch 2025
Platform in Development
**eva ai** is currently in development with a planned 2025 launch. These terms reflect our intended service structure and commitments. We are committed to complete transparency about our development status and will update these terms as we approach launch.
1. Service Description
**eva ai** provides AI-powered commercial lending services, connecting businesses with financing opportunities through our technology platform. Our services include:
- AI-powered loan matching and qualification
- Business financial analysis and recommendations
- Lender network connections and introductions
- Educational resources and market insights
- Investment opportunities for qualified investors
2. User Responsibilities
Accurate Information
You agree to provide accurate, complete, and current information for all applications and interactions.
Eligible Use
- Use services only for legitimate business purposes
- Comply with all applicable laws and regulations
- Not attempt to manipulate or game our AI systems
- Maintain confidentiality of account credentials
Prohibited Activities
- Fraudulent or deceptive practices
- Harassment or abuse of other users or staff
- Attempting to access unauthorized areas
- Reverse engineering our technology
3. Our Commitments
Transparency
We commit to complete honesty about our capabilities, limitations, and development status.
Data Protection
We will protect your personal and business information with industry-leading security measures.
Fair Treatment
Our AI systems are designed to provide fair and unbiased evaluation of all applications.
No Fake Metrics
We will never present inflated or misleading statistics about our performance or success rates.
4. Financial Disclaimers
No Guarantee of Funding
eva ai facilitates connections between borrowers and lenders but does not guarantee loan approval or specific terms. Final lending decisions are made by partner institutions.
Investment Risks
All investments carry risk. Past performance does not guarantee future results. Investment opportunities are available only to qualified investors.
Regulatory Compliance
All lending activities comply with applicable federal and state regulations. We maintain proper licensing and partnerships with regulated institutions.
5. Limitation of Liability
eva ai provides services "as is" without warranties. We are not liable for:
- Decisions made by third-party lenders or investors
- Market conditions affecting loan availability
- Technical issues or temporary service interruptions
- Indirect, consequential, or punitive damages
Our liability is limited to the fees paid for our services in the preceding 12 months.
6. Dispute Resolution
Good Faith Resolution
We encourage direct communication to resolve any issues or concerns.
Arbitration
Disputes that cannot be resolved directly will be settled through binding arbitration under the rules of the American Arbitration Association.
Governing Law
These terms are governed by the laws of Delaware, United States.
7. Contact Information
For questions about these terms or our services:
Changes to Terms
We may update these terms as our platform develops and regulatory requirements evolve. Significant changes will be communicated via email and website notices at least 30 days before taking effect. Continued use of our services after changes indicates acceptance.