Finally, Intelligent Financing forBusinesses Banks Won't Touch
Banks say "NO" to seasonal businesses, new concepts, and growing companies.
EVA aspires to say "YES" to calculated risks and real potential.*Our goal for 2025 launch
$2.3 Trillion Market Banks Ignore*
Traditional banks reject approximately 85% of small business applications*, abandoning entire industries and creating what we believe is a massive blue ocean opportunity for intelligent financing.*Industry estimates from various reports
Banking Bias Reality
- 85% of small business loan applications rejected
- Restaurants face 95% rejection rate
- Construction businesses "too seasonal"
- New concepts deemed "too risky"
- Service businesses "lack collateral"
The Opportunity Gap
EVA's Blue Ocean Vision
While banks compete for the same 15% of "perfect" businesses, EVA aims to serve the 85% abandoned market with intelligent financing.*Our 2025 target market
Goal: Advanced algorithms to identify potential where banks see problems
Vision: Deep understanding of seasonal cycles and business models
"Take Risk. Take CALCULATED Risk." - our approach to funding growth
Find Your Industry's Financing Solution
Every industry has unique challenges. EVA has industry-specific solutions and specialists.
Don't See Your Industry?
EVA Finance AI serves businesses across all industries. If banks have rejected you, we want to understand your business and find a financing solution.
Same-Day vs. 90+ Days
EVA provides same-day funding when qualified, while traditional banks average 90+ days.
Traditional Bank Process: 90+ Days Average
Application Submission
Fill out 15-page application with extensive financial history
Requirements:
- 3 years tax returns
- 2 years audited financials
- Personal financial statements
- +2 more requirements...
Initial Review
Loan officer reviews for basic qualification criteria
Requirements:
- Credit score 720+
- 2+ years in business
- Perfect payment history
- +2 more requirements...
Underwriting Committee
Committee of bankers analyzes risk using outdated models
Requirements:
- Committee availability
- Risk model approval
- Collateral appraisals
- +2 more requirements...
Final Decision
Usually rejection with vague reasoning
Requirements:
- Risk tolerance met
- Perfect documentation
- Committee consensus
- +2 more requirements...
Traditional Banks
The old way of doing business
"Your business doesn't fit our risk models"
EVA Finance AI
The intelligent future of financing
"Let's find a way to make your business dreams work"
Why Wait 9 Weeks for "No" When You Can Get "Yes" in 6 Minutes?
EVA provides same-day funding when borrowers meet qualification requirements, compared to 90+ day bank processes.
★★★★★ Rated 4.9/5 by business owners who got funded when banks said no
From Bank Rejection to Business Success
Every day, we turn banking "no's" into business growth stories.
Ready to Join the AI Financing Revolution?
We're building the future of business financing. Join us as an early believer and help shape the revolution.
Join the Revolution - Early Access
Join our early access list to be among the first to experience AI-powered financing when we launch in 2025.
Development Notice: All capabilities, timelines, and performance metrics represent our aspirational goals and development targets. We're building these solutions to launch in 2025. Actual performance may vary from projections.